Buying a home on maternity capital

use the maternity capital for the purchase of housing

excellent decision, including because other methods of legitimate use of public funds made available to families dared to get a second child, stretched far away in time.Expenditure on education of his child or an increase in their own mother of pension savings are somewhere beyond the horizon of consciousness and beyond inflation expectations.Buy at least a small part of the house - a real embodiment of the dreams of many young families.What we have initially:

• in the draft federal budget for 2015 provides for the indexing of the parent capital payments by 5.5% to 453 thousand rubles;build or buy a house on the money difficult, but as an important asset in that these means will not redundant;
• funding in the case of conclusion of the contract - the sale of the house on the certification of the Pension Fund of Russia is maximally simplified: it is sufficient to provide a standard set of documents, which we describe below;
• the money will start to work immediately, getting quite real outlines of new homes, buy a house is much more complicated and overhead in ten years.

should use such state support, as in the Russian Federation Ministry of Economic Development proposals for the optimization of the budget can be triggered at any time and minimize the payment of maternity capital program in 2015 - 2017 could be the legal norm.

How to make the transaction of purchase - sale of the house

scheme using any funds to purchase real estate and registration of legal documents for such contracts has remained largely unchanged.The local branch of the Pension Fund should be submitted several important papers.

1. copy (the original may also require in the initial registration) contract - the sale of a dwelling house (bought for the partial financing of the parent capital can only properties such purpose).The form of registration of the contract (installment, loans, mortgages) do not play a special role, as further its relationship with the developer or seller after the money transfer you will decide for yourself.The state of your mistakes is not responsible.
2. Account - FAQ seller about the size of the outstanding amount of the transaction.Buy a house as if to offset possible government support if the other obligations of the buyer to the seller are executed on time and in the agreed amounts.
3. notarized written statement, which requires the buyer, ieactual administrator of the parent capital or current proxy to an individual, not just to buy a house for the whole family, but also for 6 (six) months to issue it in the property of all family members.
4. notarized copy of the certificate of transfer of ownership of the former owner of the house that you have decided with her husband to buy him as a cozy nest for their children.

is important to remember that the machine is turned on state participation in the financing of real estate transactions is nothing more than a guarantee for the vendor and the partial financial support for the buyer.For the first - the possibility of guaranteed money, the second - a lifeline in times of crisis.The rest of the contractual relations are based on customary laws.

Buy a house with land

Buy private home ownership without land - is absurd.How to buy a plot of land, we have already told in the pages of our site, we pass to the buildings that are located there.A similar procedure is already well mastered various real estate agencies, but you have decided to go their own way.Great, but keep in mind a few key points:

• all real estate transactions are governed by the Federal Law 122-FZ, in the latest edition of 07/21/2014.Duties and rights of the parties in detail spelled out there, put them in the interpretation of 21.07.1997 does not make sense;
• pack of title documents for land, Megeve area scheme, a certificate and technical passport for all buildings located on it provides the seller;
• notary must be confirmed by the absence of encumbrances on the house that you have decided to buy a piece of the land on which it is located;consent of the spouse to sell too sure;
• contract is registered in FUGRTS, where you can also get complete information on the history of the house and the owner, decided to sell it;feel free to explore.

Note Article 420, 432 and 558 of the Civil Code, or simply flip through it before you commit such a historic acquisition.